As a self employed person there are any number of different situations that may arise for which you may need insurance. If you’re a builder and you accidentally damage someone else’s house you may be liable for costs if they make a claim. This is where Public Liability Insurance would come in helpful for you.

Or, if you’re an IT Consultant and you give a client the wrong piece of advice, which they follow and then suffer some kind of financial loss, then Professional Indemnity Insurance that would form part of your self employed insurance would cover the cost of the claim. These are just two forms of insurance which you should consider:

Public Liability Insurance
Professional Indemnity Insurance
Business Equipment Insurance
Buildings Insurance

Public Liability Insurance

This is a very important form of insurance for self employed people. It protects you if somebody makes a claim against you, if in the course of conducting your business, you accidentally cause injury or damage to another person or their property.

Professional Indemnity Insurance

This form of insurance is important if your business involves you giving advice to others. If, following your advice, someone suffers financial loss, then this insurance will protect you.

Business Equipment Insurance

You can’t do your job without the necessary tools. With this insurance, you can protect them. This extends to traditional tools and new fangled ones like laptops and other office equipment.

Buildings Insurance

Should you work from home, then you can insure your home office via this type of insurance.